Pensions: Old age pensions / Compensation pensions

German authorities mainly pay two different kinds of pensions:

1.
Old age pensions for working in Germany/survivor pensions of persons who worked in Germany
2.
Compensation pensions (e.g. for incarceration in a German concentration camp)

These two forms of pensions are paid by different authorities. Some beneficiaries receive both kinds of pensions. Persons who worked in a Ghetto might fulfill the criteria for receiving an old age pension or a lump sum payment.
On the following sites you can find contact details for the German Pension Authorities, information on what to do when a recipient of a pension passes away, on taxation of old age pensions, on life certificates, on payments for work in a Ghetto and more..

German Old Age Pensions

Many persons residing in Canada receive old age pensions from Germany. These payments are not made by the German missions, but by different German pension authorities. In general, banks carry out the ...

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Taxation of a German Pension

According to the law on taxation of old age pensions that entered into force in 2005, pension from the statutory pension insurance and other forms of pensions shall be gradually carried over to full taxation. These regulations apply for pensioners residing outside of Germany, too. Personens who receive old age pensions from Germany and reside in Canada are therefore obliged to submit a tax declaration in Germany. Tax declaration forms can be downloaded here.

Life Certificates

Every summer, recipients of a German pension are required to submit a "life certificate" to the pension authority to secure payments for the following year. These forms are mailed out directly to the pensioner by the competent pension authority. Most forms can now be certified by Canadian authorities. In most cases the pensioner does not need to come to a German Foreign Mission.

Compensation Payments (Wiedergutmachung)

Shortly after Word War II, Germany passed a law on restitution (Bundesentschädigungsgesetz). On the basis of this law many persons who were persecuted by the Nazi-Regime continue receive monthly compe...

Pensions

Pension Consultants

Below we provide an incomplete list of pension consultants in the Canadian provinces.  Please note that this is not a recommendation. Please also note that typically pension consultants will charge a fee for their services.

Tax Consultants (English-speaking)

The following list is an incomplete listing of English speaking tax consultants and search services.

No taxation of so-called ghetto pensions

The new law on taxation of old age pensions does not apply to so-called ghetto pensions.

Map of German Foreign Missions in Canada

Interactive map of German diplomatic and consular representations in Canada

One embassy, three consulates general, and five honorary consuls offer their consular services across Canada, each covering a specific geographic region. To find out where please consult our interactive map.